How will automatic payments be applied to my account?

If you select Last Statement Balance for your AutoPay payment amount, we will withdraw that amount on your Payment Due Date from the bank account you selected. If your current account balance on the day we initiate processing the payment is less than your last statement balance, we will withdraw an amount equal to your current account balance.

If you select Minimum Payment for your AutoPay payment amount, we will withdraw that amount on your Payment Due Date from the bank account you selected. If a portion of your Minimum Payment Due has been satisfied before the date we initiate processing the payment, we will withdraw the remaining amount to satisfy the Minimum Payment Due. If the Minimum Payment Due includes the amount of any Late Fee charged in the previous billing cycle, we will subtract that amount from the Minimum Payment Due. If your Minimum Payment has been satisfied in full before the date we initiate processing the payment, we will not withdraw any amount.

If you select Other Amount for your AutoPay payment amount, we will pay the amount you select from your bank account. If the amount you selected is less than the Minimum Payment Due in any billing cycle, we will increase the debited amount to the Minimum Payment Due for that billing period. If the Other Amount you have selected is greater than your account balance on the Payment Initiation Date, then we will reduce the amount of your payment to equal the account balance.