Your request is being processed.

Please wait.

<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles.2","prevPageNumber":-1,"bottomArticles":[{"date":"Wed Apr 01 00:00:00 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/04/260118_DA_HowToInvest_SEOA_Final.jpg","previewDescription":"Investing sounds good, but all the options can be overwhelming. Take the first steps toward growing wealth over time with these basic concepts.","title":"How Can You Invest Money?","pagePath":"/articles/how-can-you-invest-money","imageAlt":"Four increasingly tall stacks of coins are set beside a jar, which is also filled with coins and has a small plant sprouting from it. This represents the act of investing and growing wealth.","tags":["credit-one-central-topics:Savings","credit-one-central-topics:financial-tips","credit-one-central-topics:investments"]},{"date":"Tue Mar 17 00:00:00 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/03/260112 - DA_HowtoBuildWealth_SEOA_FINAL.jpg","previewDescription":"Building wealth often involves a combination of saving and investing in a strategic way. Find out what\u2019s involved and how to reach your financial goals.","title":"How To Build Wealth","pagePath":"/articles/how-to-build-wealth","imageAlt":"A young girl puts coins in her piggy bank with the help of her parents, who may be teaching her the importance of starting early to build wealth.","tags":["credit-one-central-topics:Savings","credit-one-central-topics:financial-tips"]},{"date":"Mon Mar 16 00:00:00 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/10/230473_DA_RemoveCollectionsReport_SEOA_FINAL.jpg","previewDescription":"It\u2019s no fun being in collections, regardless of how you got there. So how do you remove that entry from your credit report?","title":"How To Remove Collections From Your Credit Report","pagePath":"/articles/how-to-remove-collections-from-your-credit-report","imageAlt":"A man works on his laptop in the kitchen as his wife looks at a collections letter with a concerned expression. She may be worried about how to remove it from her credit report.","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:debt","credit-one-central-topics:building-credit"]}],"authorArticlesMobile":[],"prevPageMobile":false,"nextPage":true,"prevPage":false,"prevPageUrl":"/articles","prevPageUrlMobile":"/articles","prevPageNumberMobile":-1,"topArticles":[{"date":"Mon Apr 20 09:00:40 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/04/260122_DA_LearnAboutInvesting_SEOA_FINAL.jpg","previewDescription":"Investing might be a complex topic, but it\u2019s not totally inaccessible. Find the education options that best work for you so you can invest confidently.","title":"How To Learn About Investing","pagePath":"/articles/how-to-learn-about-investing","imageAlt":"A smiling couple sits at their living room coffee table, placing coins from a scattered pile into a piggy bank. This represents learning how to invest and putting it into action.","tags":["creditonebank:PersonalFinance","credit-one-central-topics:financial-tips","credit-one-central-topics:Savings","credit-one-central-topics:investments"]},{"date":"Tue Apr 14 00:00:00 PDT 2026","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/04/260124_DA_HYSAvsRSA_SEOA_FINAL.jpg","previewDescription":"Having a savings account is important. But choosing between high-yield and traditional savings accounts takes some strategy. Find out when each account type makes sense.","title":"High-Yield Savings vs Regular Savings: What\u2019s the Difference?","pagePath":"/articles/highyield-savings-vs-regular-savings-whats-the-difference","imageAlt":"A happy couple is playing with stacks of coins on the table beside a piggy bank, separating their savings into categories like you would with both a high-yield and a traditional savings account.","tags":["credit-one-central-topics:financial-tips","credit-one-central-topics:Savings"]},{"date":"Tue Apr 07 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/04/260139_DA_AIvHumanDRPSurvey_SEOA_Final.jpg","previewDescription":"A new survey reveals how many U.S. consumers trust AI for financial advice \u2014 and why human advisors still hold an edge.","title":"51% of U.S. Consumers Expect AI to Replace Financial Advisors","pagePath":"/articles/51-of-us-consumers-expect-ai-to-replace-financial-advisors","imageAlt":"Two women have a discussion while sitting at a table. One has a laptop open while speaking and the other is listening carefully while holding on to her tablet. They may be discussing the differences between traditional and AI-based financial advice.","tags":["credit-one-central-topics:debt","credit-one-central-topics:financial-tips","credit-one-central-topics:saving-money","credit-one-central-topics:Savings"]}],"lastPageNumberMobile":0,"currentPageNumber":1,"nextPageNumber":2,"lastPageNumber":79,"nextPageUrlMobile":"","articlesTopics":["Savings","credit report","financial tips","credit score","saving money","credit card","building credit","investments","debt"],"currentPageNumberMobile":1}"/>

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Accept Mail Offer
See If You Pre-Qualify
For What's Ahead
Customer Service

Keys to Credit

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Home
Blank

Tue Apr 21 2026

Denied by a Number: The Hidden Cost of Poor Credit

Poor credit can lead to denials, and that may lead to even more complications. Not all of them are what you’d expect.

Continue Reading

A man’s laptop screen shows an application form that has been declined, which may be due to having poor credit and could come with hidden costs.

Articles

Page 1 of 79

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

Credit Cards

Browse Credit Cards
See If You Pre-Qualify
Accept Mail Offer
Application Status

Deposits

Jumbo Deposit Products
High-Yield Jumbo CD
Bump Up Jumbo CD
High-Yield Savings

Support

FAQs
Contact Us
Accessibility
Keys to Credit

About Us

Company
Partnerships
Community
Careers
Testimonials

Credit One Bank Mobile App

Privacy
Terms of Use
Security & Fraud
Card Agreements

© 2026 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.