What’s the Difference Between a High-Yield Jumbo CD and a Regular CD?
Certificates of deposit (CDs) could be a good investment option if you have a large sum of cash and a short-term savings goal...
Read MoreWatch your money do more with our industry-leading rates.
Lock in a great rate on your terms with secure savings and maximize your returns.
$100,000 minimum balance required to open and to earn stated APY.
Open an AccountMore Details Below
Take advantage of rising interest rates with the ability to bump up your rate once during your term1.
$100,000 minimum balance required to open and to earn stated APY.
Open an AccountMore Details Below
Savings that pay off big - with easy access to your money when you need it.
$100,000 minimum balance required to open and to earn stated APY.
Open an AccountMore Details Below
"When it comes to APYs, Credit One Bank's account offerings are top-of-the-line"
“Credit One Bank is a popular credit card issuer. But they offer some of the best jumbo CD rates too”
"Editor Pick Jumbo CD"
"When it comes to APYs, Credit One Bank's account offerings are top-of-the-line"
“Credit One Bank is a popular credit card issuer. But they offer some of the best jumbo CD rates too”
"Editor Pick Jumbo CD"
"When it comes to APYs, Credit One Bank's account offerings are top-of-the-line"
“Credit One Bank is a popular credit card issuer. But they offer some of the best jumbo CD rates too”
"Editor Pick Jumbo CD"
Open a Jumbo CD or Jumbo High Yield Savings account.
We only need a few key pieces
of information.
Transfer from another bank account.
Yes. Credit One Bank is an FDIC member, FDIC Certificate Number 25620, meaning funds deposited with Credit One Bank are insured up to the maximum allowed by law. Generally, the FDIC insures deposits held at the same financial institution according to the account’s ownership category of up to $250,000 for all individually owned accounts combined, $250,000 per owner in jointly-owned accounts combined, and up to $250,000 per beneficiary on revocable trust (Payable on Death) type accounts. The FDIC insures deposits according to ownership category with current maximums.
Your account defaults to auto-renewal at maturity, but you have the option of logging into your account online and selecting your maturity preferences in advance of your Jumbo Certificate of Deposit (CD) maturing. We also provide a 10-day grace period starting at your CD maturity date in which you may renew your CD, move your funds into a new CD with a different term, add funds, or close and withdraw your funds.
If your CD does not have an auto-renewal option selected, the account will close on maturity.
You can make a deposit to your Jumbo High Yield Savings Account by scheduling a transfer from your linked external bank account through online banking or our mobile app.
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Certificates of deposit (CDs) could be a good investment option if you have a large sum of cash and a short-term savings goal...
Read MoreYou may know what a certificate of deposit (CD) is, but the bump-up CD is unique. Here’s how it works and what you need to understand before considering one.
Read MoreA high-yield savings account can be a good place to put your money because it typically provides higher interest rates than a traditional savings account.
Read MoreCredit One Bank is a technology and data-driven financial services company based in Las Vegas, Nevada and a Member FDIC. We offer a full spectrum of credit card products as well as high-yield certificate of deposit and savings accounts.
View Corporate Profile* $100,000 minimum required to open. For Jumbo CDs, a $100,000 minimum required to earn stated APY. For Jumbo CD Accounts: Fees may reduce earnings. Penalties imposed for early withdrawal. For Jumbo High Yield Savings Accounts: Rates subject to change. Fees may reduce earnings.
1 Beginning on the 11th calendar day after opening your CD Account, and for the remainder of the term of your Bump-Up CD Account, you may elect one time to exercise your rate bump. If you choose to exercise your rate bump, we will adjust the rate on your Bump-Up CD Account to match the current rate that we offer for the a Bump-Up CD Account of the same term. Your adjusted rate will apply from the time you exercise your rate bump until your maturity date. The adjusted rate will not be retroactive to your opening date.
2 After you open a CD account with us, if we increase the interest rate and Annual Percentage Yield (APY) we offer for the same CD product and term you selected within 10 calendar days of your account opening date (account opening date plus 9 calendar days), we will automatically give you the increased rate and APY.
3 Receive a .05% Loyalty Rate increase when you renew your CD account with us. The Loyalty Rate increase is subject to change and may be discontinued at any time. When your CD is approaching maturity, visit our CD homepage to see what our current reward is at that time. Please see our FAQs for additional information.