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How Many Credit Cards Are Too Many?
Credit cards can increase your purchasing power, but how many credit cards are too many? There are both pros and cons of having multiple cards.
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When Should I Get My First Credit Card?
Think you’re ready for your first credit card? Whether you want to establish and build a solid credit history, earn rewards, keep a card on hand for emergencies, or use your card as a convenient payment alternative to cash, it’s important to consider whether you’re prepared for the responsibility of possessing a credit card before applying for your first one. Because, once you open a credit card account, the way you use that credit card could have a lasting impact on your finances—for better or worse.
Will This Appear In My Credit Report? [Quiz]
Your credit reports contain useful information that paints a picture of your “creditworthiness.” But, like any type of report, credit reports don’t tell a reader the complete story about you, your life, or how you’re living it. For that, they’ll have to read your autobiography.
7 Reasons to Make at Least the Minimum Payment on Your Credit Card
There are plenty of articles out there touting why you should pay more than the minimum amount due on your credit card statement each month. And, yes, if you’re trying to pay off a credit card balance as part of a debt-reduction strategy, making more than a minimum payment each month is an important part of such a plan.
Financially Impacted by COVID-19 – Now What?
Within the span of only a few weeks, a microscopic virus most of us had never before heard of managed to drastically change the lives of millions of people around the world. People have suffered, people have lost their lives, and countless lives have been altered in a myriad of ways, including financially.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.