<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles","bottomArticles":[{"date":"Fri Apr 09 11:21:21 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/04/04092021_How_Do_Contactless_Payments_Work_Article.jpg","previewDescription":"A contactless payment occurs when you pay for something with a credit card, debit card, or mobile device without making physical contact (or making only minor physical contact, like touching) with a terminal. While contactless payments using digital wallet apps like Apple Pay, Google Pay, or Samsung Pay have become popular, we\u2019re going to confine our discussion in this article to contactless payments made with credit cards. The process and technology are similar with both methods.","title":"What Are Contactless Payments?","pagePath":"/articles/what-are-contactless-payments","imageAlt":"Contactless Credit Cards","tags":["creditonebank:CreditBasics","credit-one-central-topics:financial-tips","credit-one-central-topics:credit-card"]},{"date":"Thu Apr 01 15:25:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/07/104788 Who Can and Can't Report on Credit Reports.jpg","previewDescription":"A credit report is a bit like an academic report card, only instead of reporting how one is doing in school, it conveys how one\u2019s doing managing their credit. It does this by reporting account information supplied by creditors, similar to the way instructors supply grades that represent how well a student is doing in their courses. But instead of assigning a letter grade or numeric grade point, creditors report account activity to the consumer credit bureaus (the agencies that produce credit reports). Information such as payment history, how long an account has been open, credit limit, account balances, account opening and closure dates, and more. ","title":"Who Reports to Credit Bureaus?","pagePath":"/articles/who-reports-to-credit-bureaus","imageAlt":"Credit Report Data Furnishers","tags":["financial_education","credit-one-central-topics:credit-card","credit_basics","credit-one-central-topics:credit-report"]},{"date":"Tue Mar 30 15:31:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_20_102016_howcreditcardswork.jpg","previewDescription":"You insert the EMV chip of your card into the credit card terminal on the counter, wait a few seconds, politely decline a printed receipt from the friendly barista working the register, and walk out the door with your latte in hand. You don\u2019t give what just took place a second thought until you receive your credit card statement showing a $6 charge for that caffeinated morning pick-me-up almost a month later.","title":"How do Credit Cards Work?","pagePath":"/articles/how-does-a-credit-card-work","imageAlt":"How Credit Cards Work","tags":["credit-one-central-topics:credit-card"]}],"authorArticlesMobile":[],"topArticles":[{"date":"Thu May 13 00:00:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/05/05132021_Five Facts About Credit Limits.jpg","previewDescription":"Credit cards provide a convenient way to purchase goods or services. But having a credit card doesn\u2019t mean you can spend as much as you want without any limitations. Most all credit cards come with a credit limit, or credit line, which is the maximum amount of credit a credit card issuer extends to a card member. Once a card member reaches that limit, any additional attempts to make a purchase with that card will likely be declined.","title":"Five Facts About Credit Card Limits","pagePath":"/articles/five-facts-about-credit-card-limits","imageAlt":"Five Things to Know About Credit Card Limits","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score"]},{"date":"Thu Apr 29 00:00:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/04/04282021_How to Lower Your Car Payment Article R1.jpg","previewDescription":"For many of us, a car will be the second most expensive purchase (after a home) we ever make. And the majority of us will finance that automobile purchase with a loan, which means having a car payment. Depending on how much of the car\u2019s purchase price you finance, the term length of the loan, and how long you keep the car, this could mean years of making a monthly car payment. ","title":"How to Lower Your Car Payment","pagePath":"/articles/how-to-lower-your-car-payment","imageAlt":"Ways to lower your car payment","tags":["creditonebank:CreditBasics","credit-one-central-topics:financial-tips","credit-one-central-topics:debt"]},{"date":"Wed Apr 28 10:44:35 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/04/04282021_Boosting Rewards.jpg","previewDescription":"If you have a rewards credit card, using your card to make everyday purchases is a simple way to earn rewards on things you\u2019re probably going to buy regardless of how you pay for them. But if you\u2019re only using your rewards card to buy these everyday items, you may not be maximizing the rewards you could earn.","title":"Tips for Earning More Credit Card Rewards","pagePath":"/articles/tips-for-earning-more-credit-card-rewards","imageAlt":"Eight Tips for Earning More Credit Card Rewards","tags":["financial_education","credit-one-central-topics:credit-card","credit-one-central-topics:shopping","credit_basics"]}],"lastPageNumberMobile":0,"currentPageNumber":47,"lastPageNumber":67,"articlesTopics":["credit report","financial tips","credit score","credit card","debt","shopping"],"currentPageNumberMobile":47}"/>
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