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In the White House, President William McKinley continued to deal with the Spanish-American War.","title":"An Abbreviated History of Credit Reporting","pagePath":"/articles/an-abbreviated-history-of-credit-reporting","imageAlt":"Man from 19th century writing with quill and pen - Emergence of Credit Bureaus in the 19th Century","tags":["credit-one-central-topics:credit-report"]}],"authorArticlesMobile":[{"date":"Mon Jul 25 00:00:00 PDT 2022","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/robert-lillegard/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_22_8waystobuildcredit.jpg","previewDescription":"Your credit score makes a difference in so many areas of life, from the rates you pay for auto insurance to the kind of mortgage you qualify for. But young people often find it hard to build a credit history, which is a major contributor to your credit score. 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