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Featured Article

A pile of credit cards are scattered across a table, which leads to the question: how many credit cards are too many?

How Many Credit Cards Are Too Many?

Credit cards can increase your purchasing power, but how many credit cards are too many? There are both pros and cons of having multiple cards.

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How to Improve Credit Score Infographic

How to Improve Your Credit Score [Infographic]

Credit scores rise and fall because they’re based on how you’re managing your credit at any given point in time. Try these tips if you’re looking to improve your credit score.

Apple compared to orange

The Difference Between Credit Cards and Debit Cards

Paying cash for your purchases makes it easier to limit your spending. If you’ve struggled with debt in the past and need to keep a close eye on your finances, paying cash is an effective way to do so because you can only spend the funds you have available. But choosing to pay with cash over a credit card or debit card could cost you. That’s because cash payments don’t offer any of the consumer perks of paying by credit card or debit card.

How Long Information Stays in Credit Reports [Infographic]

How Long Does Stuff Stay In Credit Reports? [Infographic]

Nothing lasts forever, but the information in your credit reports—both good and bad—can stick around for a long time. Just how long? It can vary from state to state and differ in each individual credit report, but here are some basic guidelines.

Woman reviewing the new federal tax laws

How New Federal Tax Laws Could Affect You

You’ve probably heard about the Tax Cuts and Jobs Act passed in 2018, but you may not have known this is the biggest tax reform in the last 30 years. The law covers a lot of ground, but here are some of the more notable changes that could affect you.

A father and mother holding their new born baby

3 Budgeting Tips for New Parents

Becoming a new parent is an exciting step. But children can be expensive to raise, so many parents worry about how they’ll pay for diapers, formula, and other expenses. Here’s what to expect for your budget when you’re expecting.

A young attractive couple buys a house together

Having a Good Credit Score Is Important Because…

Your credit score is a three-digit number that expresses your creditworthiness to potential lenders. So having a good credit score should really only matter if you’re actively applying for credit, right? Wrong. Your credit score can affect more than just your ability to get a credit card or loan. And the higher it is, the more opportunities it may afford you in life. Having a good credit score is important because…

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This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.