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Trends and Factors Affecting Generational Financial Trauma
The financial experiences people have early on, whether positive or negative, shape their relationships with money for life. They can affect how people handle paycheck deposits, savings accounts, bills, and credit cards well into adulthood.
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What is a Hard Inquiry? What is a Soft Inquiry? [Infographic]
When a potential creditor looks at your credit reports to help them make a lending decision, it is considered an inquiry. But how they look at it—with a “hard inquiry” or “soft inquiry” (aka “hard pull,” “soft pull”)—could have an effect on your credit score.
10 Ways to Save Money in College
Going to college can be exciting. If you’re like many college students, it may be the first time you’ve lived on your own, which might seem like a dream come true. But it may also be the first time you’ve ever had to live on a budget and manage your money on your own. And the expenses that accompany college living could quickly turn your dream into a nightmare of snowballing debt if you’re not careful.
8 Blows an Emergency Fund Can Help Lessen [Infographic]
Why bother with an emergency fund? Because, as John Lennon wrote, “Life is what happens to you while you’re busy making other plans.” Here are eight challenges that can hit you quickly but hopefully won’t take too big a bite out of your budget if you’re prepared.
How a Credit Line Increase Could Help with the Holidays
For many, the holiday season is all about giving. Giving gifts to loved ones, making donations to charities, giving time and any accumulated airline miles to visit friends and family, and giving away healthy chunks of our paychecks this time of year to make all of the above happen.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.