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Jim Holborow

Jim Holborow is a researcher, writer, and editor specializing in SaaS and financial services. As a contributor to the Credit One Bank knowledge base, Jim combines his communications expertise with a knack for managing credit to create informative, engaging content for readers. He holds a BS in Marketing from the University of Nevada-Reno, with continuing studies in marketing analytics.

Posts By This Author

A lock sits on a pile of credit cards to represent secured credit cards.

Secured vs. Unsecured Credit Cards: What’s the Difference?

Unsecured credit cards can offer more benefits than secured credit cards, but they may not be the right choice for your unique financial situation.

An hourglass set on top of a calendar measuring how long it takes to build credit with a secured card.

How Long Does It Take To Build Credit With a Secured Card?

Want to build credit with a secured card? Learn to use a secured credit card effectively with tips for managing utilization and monitoring your credit report.

A businessman’s hands show an investment growth chart representing his profits, possibly made through high-yield CDs or bump-up CDs.

High-Yield CDs vs Bump-Up CDs

Lots of financial products are available, including numerous types of certificates of deposit (CDs). Here’s how they differ and the pros and cons of each.

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This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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