Your request is being processed.

Validating personal information

Please wait.

<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/10-things-you-should-absolutely-positively-know-about-credit-infographic.2","prevPageNumber":-1,"bottomArticles":[{"date":"Tue Oct 29 16:21:59 PDT 2024","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/10/240517_DA_WhatCreditScoreDoYouStartWith_SEOA_FINAL.jpg","previewDescription":"Wondering what your starting credit score is? Learn how to build a strong foundation from the beginning of your credit journey.","title":"What Credit Score Do You Start With?","pagePath":"/articles/what-credit-score-do-you-start-with","imageAlt":"A young woman raises her fist in celebration while holding up her credit card, as if she\u2019s pleased with her starting credit score.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score"]},{"date":"Mon Oct 28 00:00:00 PDT 2024","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/07/220466_CM_ApplyingWithBadCredit_SEOA_R1.jpg","previewDescription":"If bad credit makes you doubt whether you\u2019ll be approved for a credit card, don\u2019t worry. With some work, time and compromise, options are available.","title":"Can I Still Apply for A Credit Card with Bad Credit?","pagePath":"/articles/can-i-still-apply-for-a-credit-card-with-bad-credit","imageAlt":"A man and a woman sitting and reviewing financial statements while applying for a credit card with bad credit","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score","credit-one-central-topics:financial-tips"]},{"date":"Thu Oct 24 00:00:00 PDT 2024","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/11/prs1234_104177-How-Long-Does-a-Late-Payment-Stay-on-Your-Credit-Report.jpg","previewDescription":"One late payment can have a surprisingly big impact, but the next steps you take can make a massive difference.","title":"How Long Do Late Payments Stay on Your Credit Report?","pagePath":"/articles/how-long-does-a-late-payment-stay-in-your-credit-reports","imageAlt":"A past-due bill notice sits on a table, perhaps raising concerns about how long late payments stay on your credit report.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:financial-tips"]}],"authorArticlesMobile":[],"prevPageMobile":false,"nextPage":true,"prevPage":false,"prevPageUrl":"/articles/10-things-you-should-absolutely-positively-know-about-credit-infographic","prevPageUrlMobile":"/articles/10-things-you-should-absolutely-positively-know-about-credit-infographic","prevPageNumberMobile":-1,"topArticles":[{"date":"Fri Nov 08 00:00:00 PST 2024","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jim-holborow/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/11/Things_You_Need_to_Know_About_Secured_Credit_Cards.jpg","previewDescription":"Unsecured credit cards can offer more benefits than secured credit cards, but they may not be the right choice for your unique financial situation.","title":"Secured vs. Unsecured Credit Cards: What\u2019s the Difference?","pagePath":"/articles/6-things-you-should-know-about-secured-credit-cards","imageAlt":"A lock sits on a pile of credit cards to represent secured credit cards.","tags":["creditonebank:CreditEducation","creditonebank:PersonalFinance","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score"]},{"date":"Thu Oct 31 00:00:00 PDT 2024","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/10/240516_DA_6ReasonsScoreCouldDropRefresh_SEOA_FINAL.jpg","previewDescription":"Your credit score can fluctuate for a number of reasons. Here are some of the most common things that could trigger a credit score drop.","title":"6 Reasons Your Credit Score Could Drop","pagePath":"/articles/6-reasons-your-credit-score-could-drop","imageAlt":"A young woman scowls at her laptop, holding her head in one hand and her credit card in the other, perhaps trying to figure out why her credit score dropped. ","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-score","credit-one-central-topics:financial-tips"]},{"date":"Wed Oct 30 00:00:00 PDT 2024","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/04/240191_DA_RebuildCreditAfterBankruptcyRefresh_SEOA_R1.jpg","previewDescription":"Rebuilding credit after bankruptcy takes time and commitment. But it\u2019s definitely possible with some patience, diligence, proven strategies, and the right tools.","title":"How To Rebuild Credit After Bankruptcy","pagePath":"/articles/rebuilding-credit-after-bankruptcy","imageAlt":"A page titled Bankruptcy sits on a desk beside a calculator, glasses and pen, ready to create a plan to rebuild credit.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-score","credit-one-central-topics:debt","credit-one-central-topics:financial-tips"]}],"lastPageNumberMobile":0,"currentPageNumber":1,"nextPageNumber":2,"lastPageNumber":72,"nextPageUrlMobile":"","articlesTopics":["credit report","financial tips","credit score","credit card","debt"],"currentPageNumberMobile":1}"/>

Accept Mail Offer
See If You Pre-Qualify
Customer Service

Credit One Central

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Home
blank

Credit Education

10 Things You Should Absolutely, Positively Know About Credit [Infographic]

Author: Sean P. Egen

November 28, 2017

Topics:

Credit Score Infographic

Here are 10 things everyone who uses credit should know about how credit works. What you should know about credit - Credit One Bank infographic promo banner

What you should know about credit - Credit One Bank infographic promo banner

Here are 10 things everyone who uses credit should know about how credit works.

Photo of the author

About the author:

After realizing he couldn’t pay back his outrageous film school student loans with rejection notices from Hollywood studios, Sean focused his screenwriting skills on scripting corporate videos. Videos led to marketing communications, which led to articles and, before he knew it, Sean was making a living as a writer. He continues to do so today by leveraging his expertise in credit, financial planning, wealth-building, and living your best life for Credit One Bank.

Recommended Articles

The ABCs of Credit [Infographic]

The ABCs of Credit [Infographic]

Sometimes credit can seem like a foreign language. Learn the ABCs of credit in this informative infographic by Credit One Bank.

How to separate what is a credit fact vs what is a credit myth

Another 7 Credit Myths Debunked

Myths have been used throughout history to explain the inexplicable, but credit is not some mysterious concept that can’t be comprehended without tales not based in reality. A good credit score is not a unicorn, and you don’t need King Midas’ golden touch to establish and maintain good credit.

Things That Should Appear In Your Credit Reports

Will This Appear In My Credit Report? [Quiz]

Your credit reports contain useful information that paints a picture of your “creditworthiness.” But, like any type of report, credit reports don’t tell a reader the complete story about you, your life, or how you’re living it. For that, they’ll have to read your autobiography.

Credit Cards

Browse Credit Cards
See If You Pre-Qualify
Accept Mail Offer
Application Status

Support

FAQs
Contact Us
Accessibility
Credit One Central

About Us

Company
Partnerships
Community
Careers
News

Credit One Bank Mobile App

Privacy
Terms of Use
Security & Fraud
Card Agreements

© 2024 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.