Your request is being processed.

Please wait.

<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/10-things-you-should-absolutely-positively-know-about-credit-infographic.2","prevPageNumber":-1,"bottomArticles":[{"date":"Tue Dec 10 00:00:00 PST 2024","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/04/230116_DA_MonthlySubscriptions_SEOA_FINAL.jpg","previewDescription":"Monthly subscription services come in a wide range of options, and can provide numerous benefits. But can a subscription also help you build credit?","title":"Do Monthly Subscriptions Build Credit?","pagePath":"/articles/do-monthly-subscriptions-build-credit","imageAlt":"A woman pays for her monthly streaming subscription service with a credit card, possibly hoping to build credit.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score","credit-one-central-topics:financial-tips"]},{"date":"Mon Dec 09 00:00:00 PST 2024","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_60_CreditCardPurchaseProtection.jpg","previewDescription":"It\u2019s nice to know that your credit card purchases may have added coverage. But what is credit card purchase protection, and how does it work?","title":"What Is Credit Card Purchase Protection?","pagePath":"/articles/credit-card-purchase-protection","imageAlt":"Couple shopping with credit card purchase protection enabled","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:financial-tips"]},{"date":"Wed Dec 04 09:11:11 PST 2024","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/12/240595_DA_UnsecuredCreditCards_SEOA_FINAL.jpg","previewDescription":"Unsecured credit cards can boost your financial situation, but only if you manage them properly. Here\u2019s everything you need to know before getting one.","title":"What Are Unsecured Credit Cards?","pagePath":"/articles/what-are-unsecured-credit-cards","imageAlt":"A woman thoughtfully holds up her credit card while walking through an outdoor shopping center, perhaps happy that she has an unsecured credit card.","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:credit-score","creditonebank:CreditEducation"]}],"authorArticlesMobile":[],"prevPageMobile":false,"nextPage":true,"prevPage":false,"prevPageUrl":"/articles/10-things-you-should-absolutely-positively-know-about-credit-infographic","prevPageUrlMobile":"/articles/10-things-you-should-absolutely-positively-know-about-credit-infographic","prevPageNumberMobile":-1,"topArticles":[{"date":"Tue Dec 17 00:00:00 PST 2024","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/12/230575_DA_OnlineBankingBenefits_SEOA_Final.jpg","previewDescription":"Online banking is a fast and convenient way to deal with your finances, from monitoring accounts to paying bills and sending money to friends.","title":"What Are the Benefits of Online Banking?","pagePath":"/articles/what-are-the-benefits-of-online-banking","imageAlt":"A man\u2019s laptop screen shows his online banking website while his hands are seen using his banking mobile app at a coffee shop.","tags":["creditonebank:PersonalFinance","credit-one-central-topics:financial-tips"]},{"date":"Mon Dec 16 00:00:00 PST 2024","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/08/240386_DA_ClosingCCHurtCreditRefresh_SEOA_FINAL.jpg","previewDescription":"Your credit card is part of your financial ecosystem. Closing it can affect your score, so it\u2019s important to understand the repercussions before you do.","title":"Does Closing a Credit Card Hurt Your Credit Score?","pagePath":"/articles/does-closing-a-credit-card-hurt-my-credit-score","imageAlt":"A young woman cuts up her credit card with a pained look on her face, likely wondering if closing the card will hurt her credit score.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-score","credit-one-central-topics:financial-tips"]},{"date":"Thu Dec 12 00:00:00 PST 2024","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/12/240594_DA_CCFraudPreventionRefresh_SEOA_FINAL.jpg","previewDescription":"Want to know how to prevent credit card fraud? Some simple strategies can set you on the right path.","title":"How To Prevent Credit Card Fraud","pagePath":"/articles/how-to-prevent-credit-card-fraud","imageAlt":"A padlock rests on top of four credit cards, representing the security gained by taking action to prevent credit card fraud.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:fraud"]}],"lastPageNumberMobile":0,"currentPageNumber":1,"nextPageNumber":2,"lastPageNumber":72,"nextPageUrlMobile":"","articlesTopics":["financial tips","fraud","credit score","credit card"],"currentPageNumberMobile":1}"/>

Accept Mail Offer
See If You Pre-Qualify
Customer Service

Credit One Central

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Home
blank

Credit Education

10 Things You Should Absolutely, Positively Know About Credit [Infographic]

Author: Sean P. Egen

November 28, 2017

Topics:

Credit Score Infographic

Here are 10 things everyone who uses credit should know about how credit works. What you should know about credit - Credit One Bank infographic promo banner

What you should know about credit - Credit One Bank infographic promo banner

Here are 10 things everyone who uses credit should know about how credit works.

Photo of the author

About the author:

After realizing he couldn’t pay back his outrageous film school student loans with rejection notices from Hollywood studios, Sean focused his screenwriting skills on scripting corporate videos. Videos led to marketing communications, which led to articles and, before he knew it, Sean was making a living as a writer. He continues to do so today by leveraging his expertise in credit, financial planning, wealth-building, and living your best life for Credit One Bank.

Recommended Articles

The ABCs of Credit [Infographic]

The ABCs of Credit [Infographic]

Sometimes credit can seem like a foreign language. Learn the ABCs of credit in this informative infographic by Credit One Bank.

How to separate what is a credit fact vs what is a credit myth

Another 7 Credit Myths Debunked

Myths have been used throughout history to explain the inexplicable, but credit is not some mysterious concept that can’t be comprehended without tales not based in reality. A good credit score is not a unicorn, and you don’t need King Midas’ golden touch to establish and maintain good credit.

Things That Should Appear In Your Credit Reports

Will This Appear In My Credit Report? [Quiz]

Your credit reports contain useful information that paints a picture of your “creditworthiness.” But, like any type of report, credit reports don’t tell a reader the complete story about you, your life, or how you’re living it. For that, they’ll have to read your autobiography.

Credit Cards

Browse Credit Cards
See If You Pre-Qualify
Accept Mail Offer
Application Status

Support

FAQs
Contact Us
Accessibility
Credit One Central

About Us

Company
Partnerships
Community
Careers
News

Credit One Bank Mobile App

Privacy
Terms of Use
Security & Fraud
Card Agreements

© 2024 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.