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How Many Credit Cards Are Too Many?
Credit cards can increase your purchasing power, but how many credit cards are too many? There are both pros and cons of having multiple cards.
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The Differences Between Credit Scores, Reports & Reporting Agencies
As credit scores have become more available and accessible, consumer interest in them has grown—but so has consumer confusion. Most people don’t understand the differences between credit scores, and many don’t know the difference between credit scores and credit reports. Throw in credit reporting agencies, and it gets even more confusing.
Marriage & Credit: Dos and Don’ts Before Saying I Do
Congratulations! You’ve decided to take the plunge. As you and your soon-to-be spouse plan your future together, you undoubtedly have a lot to be excited about and many changes to prepare for. One of the biggest changes you encounter could be how you choose to handle your finances as a married couple. And your credit histories may play a big role in that decision.
3 Reasons Credit Cards Can Be Better Than Cash When Traveling
Do you plan on vacationing abroad soon? If so, consider using a credit card instead of cash as much as possible when traveling in other countries. It’s best to carry a mix of credit cards and cash while you’re on the road, because not all vendors accept plastic and, if you lose your card or it’s stolen, you might need cash to hold you over until your replacement card arrives. For the same reason, it’s always a good idea to have a backup credit/debit card, as well as extra cash, that you keep secure in your hotel room when traveling.
Is There a Best Day to Pay Your Credit Card Bill?
If you were hoping to learn that, say, Wednesday is the best day to pay your credit card bill, we’re sorry to disappoint you. In terms of days of the week, there really isn’t a “best” one on which to pay your bill. However, there is a date by which we highly recommend paying your bills, and that’s the payment due date.
Celebrate & Save: Valentine’s Day on a Budget
Pricey jewelry or a fancy night out may seem like a good way to celebrate Valentine’s Day, but if you’re on a budget, overspending can work against you. One of the biggest sources of stress in a long-term relationship is money. By planning a creative and inexpensive V-Day, you set yourselves up for staying together. Here’s how to work the magic.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.