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How Many Credit Cards Are Too Many?
Credit cards can increase your purchasing power, but how many credit cards are too many? There are both pros and cons of having multiple cards.
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When, Why & How Often to Check Your Credit Reports
When was the last time you checked your credit reports? Many people don’t know when or how often to check them, yet there are certain events and times when pulling your credit reports and reviewing them makes good sense. Here are three of the more common scenarios.
How More Available Credit Could Boost Your Credit Score
You’ve undoubtedly heard warnings about being careful not to become overwhelmed by credit card debt. That saying “yes” to more credit could tempt you into overspending. These warnings may have caused you to shy away from offers for credit line increases. But is passing up the opportunity for more credit really the best course of action for building or maintaining good credit?
6 Ways a Tax Refund Could Brighten Your Financial Future
About 60% of American tax-filers expect to receive a tax refund this year, with the average refund amounting to just under $3,000 per person. While some tax pundits suggest reducing withholdings to make more of your money available to you throughout the year, many taxpayers look forward to tax season as an annual cash infusion.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.