Page 20 of Credit Education and Personal Finance Articles | Credit One Bank

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Featured Article

A pile of credit cards are scattered across a table, which leads to the question: how many credit cards are too many?

How Many Credit Cards Are Too Many?

Credit cards can increase your purchasing power, but how many credit cards are too many? There are both pros and cons of having multiple cards.

Continue Reading

A man draws quotation marks on glass with a white marker before listing famous quotes about finances and credit

10 Famous Quotes About Finances & Credit

Ancient Greek playwright Sophocles wrote, “Wisdom outweighs any wealth.” While this statement certainly rings true, it’s also true that wisdom can play a major role in achieving wealth—particularly when it comes to effectively managing your finances and credit.

Close-up view of a credit card bill, showing the minimum payment due.

How Are Minimum Payments Determined?

If you own a credit card (or have read many of the finely-crafted, educational articles on Credit One Central), you are probably aware that there’s a minimum payment option on each credit card bill you receive.

Fun Facts & Stories

An invoice marked past due and a notification of an account being closed indicate a charge-off

What Is a Charge-Off?

Household credit card debt rose by $38 billion in the third quarter of 2022, reaching $0.93 trillion—which represents a 15% year-over-year increase of $121 billion—according to the Federal Reserve Bank of New York. Almost 3.7% of those credit card balances are now seriously delinquent, which means 90 days or longer past due.

A teller helps a customer open a bank account

What Do You Need to Open a Bank Account?

Whether you’re opening your first bank account or you’ve had several before, it’s good to know what you need to take to the bank (or your computer) before starting the process. Several official documents are usually required—like official ID and proof of residence—as well as an initial amount of money to deposit.

A man in a holiday sweater reviews his bills, appearing to be stressed about how to pay down his holiday spending debt.

Paying Down Debt from Holiday Spending

Even the best-laid budget plans can take a turn in the wrong direction around the holidays. The cost of gifts, decorations, food, events—even that weekly peppermint latte—can add up quickly. Then, before you know it, you’ve spent more than you ever planned to.

Page 20 of 71

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.