Security & Fraud

We are committed to protecting the security of your personal information. We list some activities below that we perform in order to safeguard your data and some tips that you can follow to protect your security.

What We Do:

• We employ industry-proven standards and technologies to protect information in our computing environment.
• We protect our systems and networks from the Internet with firewall systems.
• We use the latest encryption technology with a Digital Certificate issued by an industry leading Certificate Authority to protect sensitive information that is transmitted over the Internet.
• We control access to your information inside our company by limiting employee access to systems and data.

What You Should Do:

• Protect your Username and Password. Avoid choosing easily guessed words or numbers. Avoid writing your sign in information in a place where others can view it.
• Use the "Sign Out" button to sign out from Online Account Access upon completion of your session and close your browser.
• Do not use email for account-specific questions. Email is not normally encrypted and your account information could be intercepted.
• Review your statement information regularly for unauthorized transactions.

Alerts Regarding Phishing and Web-Spoofing:

• Phishing is an Internet scam (spoof) in the form of an email or pop-up box. The emails and pop-ups link to sites that look like well-known legitimate businesses and ask you to provide and confirm personal, financial, or password information.
• Legitimate businesses do not ask for this information unless you initiate a request for a service. Please DO NOT RESPOND to these emails requesting personal identity, accounts or password information.
• Scam emails often contain misspelled words, poor grammar, awkward or unprofessional writing and typos.
• Be suspicious of urgent or alarming appeals that request security information.

Fraud Alerts:

• Credit One Fraud Alerts messages are provided to you at no cost. You will not be charged for alerts received.
• Message frequency varies, as they are only sent when there is suspicion of fraud.
• Mobile carriers are not liable for delayed or undelivered messages.
• For help send HELP to 89283.
• Send STOP to 89283 to end future fraud alert messages.
• For support contact us at 1-877-825-3242.

To learn other ways to avoid email scams and deal with deceptive spam visit the Federal Trade Commission site at www.ftc.gov/spam

Terms of Use

Credit One Bank maintains our various websites and mobile app (collectively referred to as “online channels”) as a service to our customers and visitors in order to provide information about products and services and to facilitate communication with us. We require that all customers and visitors to our online channels adhere to these Terms of Use. By accessing our online channels and any of its pages, you indicate your acknowledgement and acceptance of the Terms of Use set forth herein without limitation or qualification. We may revise the Terms of Use at any time by updating this posting. You should therefore visit this posting to review the Terms of Use from time-to-time as you visit the online channels. For the purposes of these Terms of Use, references to Credit One Bank include its affiliates, directors and employees.

COPYRIGHT - The information and materials contained in the online channels, including but not limited to text and images herein (excluding certain images licensed from third parties) and their arrangement are © Copyright 2018 by Credit One Bank. The information and materials contained in the online channels may not be copied, displayed, distributed, licensed, modified, published, sold, used to create derivative work or otherwise used for public or commercial purposes without the express written permission of Credit One Bank.

LIMITATION OF LIABILITY - We use our best efforts to include accurate and up-to-date information and materials on the online channels, however, information and materials on the online channels are provided "as is" without any warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement. Furthermore, we make no representations as to the accuracy or completeness of the information. The information and materials on the online channels may include technical inaccuracies or typographical errors. From time-to-time we may amend, change, add, delete, update or alter the information and/or materials contained in the online channels, including information regarding the products and services described or offered on the online channels, without notice. We assume no liability for any errors or omissions in the information or materials contained within the online channels and expressly disclaim any responsibility to update the information or materials contained within the online channels. By using the online channels, you acknowledge that we specifically disclaim any liability for any direct, indirect, special, unsolicited or consequential damages, losses or expenses arising out of your access to or use of the online channels, even if we have been advised of the possibility of such damages, including liability associated with any viruses or software which may impact a user's equipment.

GOVERNING LAW - You agree that your use of the online channels shall be governed by all applicable Federal laws and the law of the state of Nevada.

INFORMATION SUBMISSIONS - All information and materials (including but not limited to feedback data, documents, questions, comments, and suggestions) you submit to us via the online channels, email or text message shall be deemed to be the property of Credit One Bank and may be used by us in a manner consistent with our Privacy Policy. We shall be free to reproduce, use, disclose, exhibit, display, transform, create derivative works and distribute this information and materials to others without limitation. Furthermore, we shall be free to use any ideas, concepts, know-how or techniques contained in such information or materials for any purpose whatsoever, including but not limited to developing, manufacturing and marketing purposes. Application information submitted to us shall be treated confidentially to the extent required by applicable law or as disclosed in the application and/or supporting materials.

ADVERTISING DISCLOSURE AND LINKS TO OTHER WEBSITES - We do not provide, endorse, nor guarantee any third-party product, service, information, or recommendation available through links from the online channels. The third parties providing products and services available through the online channels are not affiliated with us and are solely responsible for their products, services, information, recommendations, and all other content on their websites. We shall not be held liable for any third party's failure with regard to such advertised products, services, and benefits. Many of these advertised products and services are not FDIC insured, nor bank guaranteed. By responding to offers advertised on the online channels, you may be communicating information about yourself to the company that provides such product or services - for example, that you are a Credit One Bank card member. Please be aware that these third parties may have a different privacy policy than ours. Their website(s) may also provide less security than ours. We encourage you to check individual offers, products, and services to become familiar with any applicable restrictions or conditions.