8 Blows an Emergency Fund Can Help Lessen [Infographic]

One in three American families have no savings at all, leaving them woefully unprepared for unexpected financial costs, according to a recent study from The Pew Charitable Trusts. The study also revealed that 41 percent of households didn't have enough liquid savings to cover even a $2,000 financial shock, even with incomes of more than $85,000 per year.

It's important to be ready financially after purchasing a car. Learn how you can prepare your finances to handle any auto emergency that may occur.

Optimism can be contagious, but it doesn’t always seem to be that way when it comes to New Year’s resolutions. Every year, hopeful Americans resolve to change their lives for the better, and yet many goals fall by the wayside within months, or even just weeks.